Starting at 9.99 per cent per annum, the facility will be available to the bank’s customers as well as users of digital wealth platforms integrated through its Lending Service Provider ecosystem.
Using smallcase’s secured credit stack, SIB has built a native, API-led integration that enables an end-to-end digital journey for the user that includes pledging, disbursal and release of mutual fund units. With this launch, SIB becomes among the first banks to offer a fully integrated LAMF solution to its LSP partners, enabling digital ecosystems and fintech apps to embed secured credit seamlessly within their offerings, said a press release.
For South Indian Bank customers, the offering provides a streamlined way to unlock liquidity without redeeming long-term investments.
For digital wealth platforms integrated as LSP partners, the solution enables direct access to SIB’s secured lending infrastructure through a compliant and scalable framework.
“We are looking forward to expanding this to demat securities and other financial assets and are also working with multiple digital platforms to unlock innovative use cases.” said Sony A, SGM & Chief Information Officer, South Indian Bank
Vasanth Kamath, Founder and CEO, smallcase said, “At smallcase, we build technology platforms that enable financial institutions to offer investment and wealth products digitally. We strongly believe that secured credit is a key part of every investor’s toolkit to avail access to instant liquidity in a flexible and cost-effective manner.”
Published on March 5, 2026